Policymani
Life Insurance
Secure your family's financial future with term, whole-life, ULIP and child plans from leading insurers.
- Term & whole-life plans
- Tax benefits under Sec 80C
- Waiver of premium & CI riders
6 InsurersTax Benefits
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IRDAI-registered IMF
Consent-led data handling
Insurance, investments & loans
One dedicated advisor
Free first consultation
20+Years in FinanceHands-on
expertise
27Insurance PartnersLife, health &
general
100+Products CoveredPersonal
& business
4Service VerticalsUnder one roof
What We Offer
Financial Products for Every Need
Protection, investments and credit for you, your family and your business, matched to your goals by one advisor.
Health Insurance
Medical cover with cashless hospitalisation, reviewed for sub-limits, co-pay and restoration benefits.
- Family floater & individual
- Senior-citizen & critical illness
- Sec 80D tax benefits
CashlessFloater
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Motor Insurance
Comprehensive and third-party cover for cars, two-wheelers and commercial vehicles, with quick renewals.
- Zero-depreciation add-on
- Engine protect & NCB retention
- Fleet & commercial vehicle cover
Quick RenewalAdd-ons
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Home & Property
Structure and contents protected against fire, flood, theft and natural calamity, valued on rebuild cost.
- Building & contents cover
- Fire, marine & burglary
- Shop & office packages
Rebuild ValueEasy Claims
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Investments
Mutual funds, equity & ETFs, PMS, corporate bonds, unlisted shares and FDs, chosen for your goals.
- SIP & lump-sum mutual funds
- PMS for HNI investors
- Rated bonds & FD ladders
Goal-basedReviewed
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Loans & Planning
Personal, home, vehicle and business loans, plus retirement, tax and complete financial planning.
- Lender rate & fee comparison
- Retirement corpus estimation
- Legitimate tax planning
EMI PlanningOne Plan
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Complete Coverage
Explore All Our Services
Personal and business protection, investments, loans and planning. Select any item to send an enquiry for it.
Why Policymani
Advice Built on Discipline, Backed by Technology
Financial judgement from two decades in finance, with the rigour of a software-product builder.
Comprehensive Protection
Life, health, property and motor cover matched to Indian needs.
- Exclusions explained plainly
- 27 insurers to choose from
Personal Advisor
A free consultation focused on your budget and your goals.
- No jargon, no pressure
- Regular reviews, not one-time sales
Data Security First
Built by a software-product founder with security in mind.
- Minimal data collection
- Consent-led processing
Finance-led Advice
Guided by 20+ years across protection, investment and credit.
- One joined-up financial plan
- Claims support when it matters
Our Network
Trusted Insurance Partners
Insurers we work with to bring you wider cover options.
Baburao VhankolFounder & CEO
Leadership
Baburao Vhankol
Founder & CEO, Policymani IMF Pvt. Ltd.
Two decades in finance, combined with the experience of building and successfully running a product-based software company. That gives Policymani a rare mix of sound financial judgement and engineering-grade rigour.
20+years in finance
1software company built & run
10+years complex delivery
6+years IT & BI architecture
- Finance depth: more than 20 years of hands-on financial experience guide how we match protection, investment and credit to real client goals.
- Product builder: founded and ran a product-based software company, so we think in reliable systems, user experience and long-term support.
- Delivery track record: 10+ years in complex systems, including Logicpro Solutions India Pvt Ltd and B.S. Vhankol & Associates, plus 6+ years as IT & Solution Architect in Business Intelligence.
- Your benefit: data-secure, analytics-driven advice that stays transparent, documented and reviewable.
Client Stories
What Our Clients Say
Illustrative examples of the experience we aim to deliver, not reviews from named clients. Verified client reviews coming soon.
Application / Enquiry
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Share your details and supporting documents. An advisor will contact you.
Policyholder Protection & Grievance Redressal
Every complaint is acknowledged and resolved within regulatory timelines.
- Write to our grievance officer (details in footer) with your policy and contact details.
- If unresolved, escalate to the insurer's grievance cell.
- Further recourse: IRDAI Bima Bharosa portal and the Insurance Ombudsman.